Everything you need to understand, communicate, and resolve your debt—on your terms.
View all accounts in one place
Get an overview of all your accounts. Make payments and keep track of them for each individual account.
Message verified collectors
Kredit makes sure every lender or servicer on its platform is a legitimate business that's licensed by regulators whose job it is to keep you safe. No more calling random numbers or logging into confusing websites. Kredit lets you talk to any in-network firm in one place.
Pick between repayment options that work for you
Most firms can propose several flexible options to choose from. You decide which one you can afford and pick the timing that works best for you.
No harassment
On the record
Complete privacy
Strong encryption
Private and secure
With Kredit, you control when and how organizations with profiles can contact you. Chat online to keep everything documented and on your terms. Kredit never shares your financial information without your explicit consent and protects your data with bank-level security, including 256-bit SSL encryption.
Resources
Kredit's resource center features guides to navigate various financial situations and make informed decisions.
It’s important to take steps toward improved credit, particularly since bad debt remains on a credit report for up to seven years and a debt buyer stands to make a profit on the debt if they can recoup anything from the consumer.
When making a deal with a debt collector to pay back the debt for less than it originally cost there may be some taxes that you have to pay to the IRS for settling for less.
